Money transfers, finally simple.

GammaBank is a digital money transfer service built directly inside Telegram. It allows you to send and receive USDT — a digital currency pegged to the US Dollar — through a simple interface that requires no crypto knowledge. The service is designed for everyday money movement: supporting family abroad, paying contractors, settling shared costs. Everything happens inside Telegram — no separate app required.

Open Telegram and access GammaBank through the bot link. Once inside, the guided setup creates your wallet automatically — your Telegram account serves as your identity. The process takes under a minute. After setup, you can send your first transfer immediately. The service is designed to be operational from the moment you open it.

No. GammaBank is built for people who want to move money — not learn a new technology. You don't manage private keys, choose networks, or interact with any blockchain interface. The experience works like any payment service: enter an amount, choose a recipient, confirm. GammaBank handles all technical operations in the background. USDT behaves like a digital dollar — stable, fast, and predictable.

GammaBank charges a flat fee of 0.4 USDT per transfer — regardless of the amount sent. Whether you're sending 10 USDT or 1,000 USDT, the fee is always the same. There are no percentage-based charges, no variable rates, and nothing added at settlement. The fee is displayed clearly before you confirm. What you see is what you pay.

GammaBank covers all network fees associated with processing your transfer. These costs are absorbed by GammaBank as part of its service model. You pay only the fixed 0.4 USDT transfer fee. No additional amount is deducted from your transfer or added to your total.

Transfers typically settle within seconds of confirmation. In most cases, the recipient receives funds in under 30 seconds. You receive a Telegram notification as soon as the transfer is complete. GammaBank does not batch or queue transfers — each one is processed individually and immediately upon confirmation.

GammaBank currently supports USDT — Tether — which is pegged 1:1 to the US Dollar. One USDT is always equal to one US Dollar in value. This makes GammaBank particularly useful for international transfers where currency stability matters: you send a known amount, and the recipient receives exactly that amount. There are no exchange rates to account for.

GammaBank is built on a secure wallet architecture designed for operational reliability. Private keys — the credentials that control access to your funds — are encrypted using AES-256 and never stored in plaintext. The platform applies continuous transaction monitoring and operational controls to each transfer. All transfers settle on a verified network, providing a permanent and independently confirmable record.

Your private key is generated at wallet creation and immediately encrypted. It is stored in this encrypted form and is never exposed, logged, or accessible in plaintext — including internally. You do not need to back it up or manage it manually. GammaBank handles key security as part of its wallet infrastructure. This is the defining characteristic of a custodial wallet: the technical security layer is managed so you don't have to.

If a transfer cannot be completed due to a network issue or technical error, your funds are not deducted. GammaBank's system is designed so that no money is lost in the event of an incomplete transaction. In uncertain cases, the system enters a reconciliation state rather than immediately marking a transfer as failed. You can view the status of every transfer in your transaction history. If you have concerns about a specific transfer, support is available through the Telegram interface.

Share your GammaBank wallet address or your Telegram username with the sender. For transfers between GammaBank users, a Telegram username is sufficient — no wallet address needed. For transfers from external wallets, share your GammaBank wallet address, which is available inside the app. You receive a Telegram notification as soon as funds arrive. The recipient does not need to be online at the time of transfer.

Yes. Your wallet address is a public identifier — safe to share with anyone sending you USDT. Sharing your address does not expose your private key or grant access to your funds. It only tells the sender where to direct the transfer. You can find and copy your wallet address inside GammaBank at any time.

There is no minimum transfer amount. You can send any amount of USDT, including small amounts. Transfer limits may apply based on account activity and verification status — these exist to ensure operational reliability and compliance with applicable requirements. The flat 0.4 USDT fee applies regardless of the amount transferred.

You can send to any GammaBank user via their Telegram username, or to any external compatible wallet address. This means GammaBank works for transfers within its network as well as to other wallets and services that accept USDT. The recipient does not need to be online — funds arrive in their wallet immediately and are available when they next open the app.

GammaBank is accessible in most regions where Telegram is available. Availability may vary depending on local regulations and compliance requirements in your jurisdiction. GammaBank operates under a regulated partnership model designed to function within applicable legal frameworks. Open the app via Telegram to confirm availability in your region.